It feels like every time it is my turn to blog about ‘finances’, I’m in the middle of my own little financial crisis.
My husband and I are excitedly preparing for the arrival of a baby, and we all know having children is not cheap. Yet, frivolous as it sounds, I’ve spied with my little eye, a lovely item at the mall, calling out my name. Maybe something beginning with the letter S- shoes. Every husband’s nightmare.
This time, they are boots. My husband’s specific nightmare. Though they aren’t super expensive (I rationalise, yes, but I have friends to back me up *ahem* and I have been thinking about them since April… surely those are all valid points, anyone?) but they also aren’t totally necessary (I know, I know).
Of course, this is after I survive last week’s financial hurdle of avoiding a highly tempting sale- SALE (I think my favourite letter is ‘s’ for ‘shop’, ‘sale’, and ‘sweet’). The sale info came in one of those evil email-outs letting you know there was a one-day sale of lovely homeware and furniture items from a local distributor a few of my friends and I really like… I mean prices started at $5! How could you resist?
Well, I’m pround to announce that I refrained (after forwarding the email to other hopefully-not-as-weak-willed ladies) and decided not to go anywhere near smelling distance of that place. That night I told my husband of my achievement and it was nice getting a proud smile and high-five from my beloved, but c’mon, how about about a bit of cash as a reward, honey?
This made me think… what would I write about this week? Truth is I love saving, but really all my saving is in light of spending! I’m filled with a bit of guilt that often my ‘finance’ blog posts are about saving money while spending… useful yes but still involves spending!
In conclusion, today’s point is a simple reminder:
First and foremost, SAY NO. Some days you just gotta say no. Self-control. Will-power. Simple as that. NO. NO NO NO.
(And I need this advice as much as you do. I will admit I am struggling to say NO to those boots. I’m still dreaming up ways I can get them… )
So maybe for weak ones like me, strategy number two is WAIT. Wait and keep putting it off until what you want is out of stock, out of season, simply no longer available. Then you just can’t have it. Sure, doesn’t quite deal with the core issue but least you didn’t spend the money?
Ok not the most profound financial advice. Hope at least that made you laugh.
Shopaholic Sarah signing off for today.