I don’t know about you, but I hate the words….”Hon, can we sit down and talk about the budget?”. Ugh….shivers go down my spine and my whole body goes into flight or fight mode. That was me just last night…..my husband spoke the dreaded words. At time of writing we haven’t had the talk yet, but it’s coming.
Despite my reaction of dread, I do know that these talks are necessary…..as much as I prefer being an ostrich with my head in the sand. They are necessary because it is important that we are on the same page with our finances, that we are facing reality with the state of our finances and it enables us to make small changes to prevent huge issues later down the track.
I hate budgets….my preference would be to have enough to do what I want, when I want…..I know….dreams are FREE!! Since that is not my reality, budgets are a necessary evil. Some people love budgets. They feel in control, they love knowing exactly where each penny goes and the joy of seeing the savings account blossom. I would hazard a guess that most of us don’t love sticking to budgets, but they are definitely a part of our lives if we want to get ahead financially.
If you haven’t got one in place, then think about it. If you need budgeting advice, then seek someone you trust to help you or go to a professional. At Fit 4 Life, our own Bryce Staveley helps our gym members (and sometimes non-members) create realistic budgets to achieve their financial goals. If you’re in need of some new ideas for your budget or to get one started in the first place, then contact us on email@example.com to make an appointment.
Now, I am off to that dreaded money talk with my hubby!! 🙂
Christy – Fit 4 Life Staff